Wednesday, November 8, 2017

Insurance Policy Fine Print Impacts Windshield Replacement

The proper print of an insurance policy proves the adage that the devil is in the facts. Windshield replacements are usually covered by comprehensive coverage, but not always. Car owners may find it necessary to purchase additional coverage to cover auto glass damage, or they will have to pay the cost for glass company repair or windshield replacement. Insurance policy premium price quotes do not always tell the whole story, and wary consumers should read the fine print to understand exactly what is covered.

Windshields are critical automotive protection against wind and weather, foreign debris, and passenger injury. Old automobiles had structural posts to support the roofs of vehicles, but today windshields perform an integral support function for the roof and as a base against which airbags deploy. An experienced and reliable glass company should handle windshield replacement morristown to enhance vehicle safety. Some heated windshields can be tricky to install correctly, so auto glass price quotes do not always tell the whole tale either. Cheap installation could leave leaks and unfinished connections that impact the utility of the vehicle.


Some insurance carriers limit the amount of glass repair they will cover. If the policy chosen were a typical $500-deductible type, then the policy would usually pay nothing for windshield replacement, since most windshields only cost $100-$350 to replace. Some insurance companies do not consider auto glass repair a claim against the policy, and they will pay for glass without requiring the deductible.. Repairs of small dings and scratches can be easily made at the shop or by mobile glass company technicians. Arresting glass damage quickly can extend the life of windshields and auto glass, so many carriers offer repair coverage without any deductible to encourage repairs. 

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